@import url('https://fonts.googleapis.com/css2?family=Inter:wght@300;400;500;600;700;800&display=swap');

:root {
  --primary: #DB0011; /* HSBC Red */
  --primary-hover: #b0000d;
  --bg-color: #ffffff;
  --bg-light: #F5F5F5;
  --text-color: #1A1A1A;
  --text-light: #666666;
  --card-bg: #ffffff;
  --glass-bg: rgba(255, 255, 255, 0.95);
  --glass-border: rgba(0, 0, 0, 0.05);
  --shadow-sm: 0 4px 6px -1px rgba(0, 0, 0, 0.05), 0 2px 4px -1px rgba(0, 0, 0, 0.03);
  --shadow-md: 0 10px 15px -3px rgba(0, 0, 0, 0.1), 0 4px 6px -2px rgba(0, 0, 0, 0.05);
  --shadow-lg: 0 20px 25px -5px rgba(0, 0, 0, 0.1), 0 10px 10px -5px rgba(0, 0, 0, 0.04);
  --transition: all 0.3s cubic-bezier(0.4, 0, 0.2, 1);
}

* {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  font-family: 'Inter', sans-serif;
  background-color: var(--bg-color);
  color: var(--text-color);
  line-height: 1.6;
  overflow-x: hidden;
}

a {
  text-decoration: none;
  color: inherit;
}

ul {
  list-style: none;
}

/* Typography */
h1, h2, h3, h4, h5, h6 {
  font-weight: 700;
  line-height: 1.2;
  margin-bottom: 1rem;
  color: var(--text-color);
}

h1 { font-size: 3rem; letter-spacing: -0.02em; }
h2 { font-size: 2.25rem; letter-spacing: -0.01em; }
h3 { font-size: 1.5rem; }
p { margin-bottom: 1rem; color: var(--text-light); }

/* Buttons */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  padding: 0.875rem 1.75rem;
  font-weight: 600;
  border-radius: 50px;
  transition: var(--transition);
  cursor: pointer;
  border: none;
  font-size: 1rem;
}

.btn-primary {
  background: var(--primary);
  color: white;
  box-shadow: 0 4px 15px rgba(219, 0, 17, 0.2);
}

.btn-primary:hover {
  background: var(--primary-hover);
  transform: translateY(-2px);
  box-shadow: 0 8px 20px rgba(219, 0, 17, 0.3);
}

.btn-secondary:hover {
  background-color: #f8f9fa;
  border-color: #ddd;
  transform: translateY(-2px);
  box-shadow: var(--shadow-sm);
}

.btn-white {
  background-color: white;
  color: var(--primary);
  border: none;
}

.btn-white:hover {
  background-color: #f8f9fa;
  color: var(--primary);
  transform: translateY(-3px);
  box-shadow: 0 10px 20px rgba(0,0,0,0.1);
}

.btn-outline {
  background: transparent;
  color: var(--primary);
  border: 2px solid var(--primary);
}

.btn-outline:hover {
  background: rgba(219, 0, 17, 0.05);
}

/* Badges */
.badge {
  display: inline-block;
  padding: 0.25rem 0.75rem;
  border-radius: 50px;
  font-size: 0.875rem;
  font-weight: 600;
  margin-bottom: 1rem;
}

.badge-primary {
  background: var(--primary);
  color: white;
}

/* Navbar */
.navbar {
  position: fixed;
  top: 0;
  left: 0;
  width: 100%;
  padding: 1.25rem 5%;
  display: flex;
  justify-content: space-between;
  align-items: center;
  z-index: 1000;
  background: var(--glass-bg);
  backdrop-filter: blur(10px);
  border-bottom: 1px solid var(--glass-border);
  transition: var(--transition);
}

.navbar.scrolled {
  padding: 1rem 5%;
  box-shadow: var(--shadow-sm);
}

.logo {
  font-size: 1.5rem;
  font-weight: 800;
  color: var(--text-color);
  display: flex;
  align-items: center;
  gap: 0.5rem;
}

.logo span {
  color: var(--primary);
}

.logo-subtext {
  font-size: 0.8rem;
  font-weight: 500;
  color: var(--text-light);
  margin-left: 0.5rem;
  border-left: 1px solid #ccc;
  padding-left: 0.5rem;
}

.nav-links {
  display: flex;
  gap: 2rem;
  align-items: center;
}

.nav-link {
  font-weight: 500;
  position: relative;
  padding: 0.5rem 0;
  font-size: 0.95rem;
}

.nav-link:hover {
  color: var(--primary);
}

.hamburger {
  display: none;
  cursor: pointer;
  background: none;
  border: none;
  font-size: 1.5rem;
  color: var(--text-color);
}

/* Hero Section */
.hero {
  min-height: 100vh;
  display: flex;
  flex-direction: row-reverse; /* image first in HTML → show on right in desktop */
  align-items: center;
  padding: 8rem 5% 4rem;
  background: linear-gradient(135deg, #ffffff 0%, #f4f6f9 100%);
  position: relative;
  overflow: hidden;
}

.hero-content {
  flex: 1;
  padding-right: 2rem;
  z-index: 2;
}

.hero-title {
  margin-bottom: 1.5rem;
  font-size: 3.5rem;
  color: var(--text-color);
}

.hero-title span {
  color: var(--primary);
}

.hero-subtitle {
  font-size: 1.125rem;
  margin-bottom: 2.5rem;
  color: var(--text-light);
  max-width: 600px;
}

.hero-image {
  flex: 1.5;
  display: flex;
  justify-content: center;
  align-items: center;
  position: relative;
  z-index: 2;
  overflow: hidden;
  height: 350px;
  width: 100%;
  padding: 0 20px;
}

.cards-stack {
  display: flex;
  gap: 1.5rem;
  width: max-content;
  animation: slideRow 15s infinite linear;
  padding: 20px 0;
}

.stack-card {
  width: 300px; /* Base width for 3 cards on desktop */
  height: auto;
  border-radius: 16px;
  box-shadow: 0 10px 25px rgba(0,0,0,0.15);
  flex-shrink: 0;
  transition: transform 0.3s ease;
}

.stack-card:hover {
  transform: scale(1.05) translateY(-10px);
  z-index: 10;
}

@keyframes slideRow {
  0% { transform: translateX(0); }
  100% { transform: translateX(calc(-300px * 3 - 1.5rem * 3)); }
}


.hero-btns {
  display: flex;
  gap: 1rem;
  flex-wrap: wrap;
}

/* Sections */
.section {
  padding: 5rem 5%;
}

.bg-light {
  background-color: var(--bg-light);
}

.bg-primary-red {
  background-color: var(--primary);
}

.bg-yellow {
  background-color: #ffcc00; /* Richer Yellow */
}

/* Countdown Section */
.countdown-card {
  max-width: 550px;
  margin: 0 auto;
  background: white;
  padding: 3.5rem 2.5rem;
  border-radius: 32px;
  text-align: center;
  box-shadow: 0 15px 50px rgba(0,0,0,0.1);
}

.limited-offer {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  background: rgba(219, 0, 17, 0.05);
  color: var(--primary);
  padding: 0.6rem 1.5rem;
  border-radius: 100px;
  font-size: 0.9rem;
  font-weight: 700;
  margin-bottom: 2rem;
}

.countdown-card h2 {
  font-size: 2.2rem;
  margin-bottom: 2.5rem;
  letter-spacing: -0.5px;
}

.timer-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.5rem;
  margin-bottom: 3rem;
}

.timer-box {
  background: #fdfdfd;
  padding: 1.75rem 0.5rem;
  border-radius: 24px;
  border: 1px solid rgba(0,0,0,0.04);
  box-shadow: 0 5px 15px rgba(0,0,0,0.02);
  transition: transform 0.3s ease;
}

.timer-box span {
  font-size: 2.75rem;
  font-weight: 900;
  color: var(--primary);
  display: block;
  margin-bottom: 4px;
}

.timer-box small {
  font-size: 0.85rem;
  color: var(--text-light);
  font-weight: 600;
  text-transform: uppercase;
}

.countdown-btn {
  width: 100%;
  padding: 1.4rem;
  font-size: 1.15rem;
  border-radius: 100px;
  font-weight: 700;
}

.section-header {
  text-align: center;
  max-width: 700px;
  margin: 0 auto 3rem;
}

.featured-card-container {
  text-align: center;
  margin-bottom: 3rem;
}

.featured-card-img {
  width: 90%;
  max-width: 450px;
  height: auto;
  border-radius: 24px;
  box-shadow: 0 25px 50px -12px rgba(0, 0, 0, 0.15);
  transition: transform 0.4s ease;
}

.featured-card-img:hover {
  transform: translateY(-10px);
}

/* Grid & Cards */
.grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: 2rem;
}

.card {
  background: var(--card-bg);
  border-radius: 16px;
  padding: 2rem;
  box-shadow: var(--shadow-sm);
  transition: var(--transition);
  border: 1px solid rgba(0,0,0,0.05);
}

.card:hover {
  transform: translateY(-5px);
  box-shadow: var(--shadow-md);
}

.card-icon {
  font-size: 2rem;
  color: var(--primary);
  margin-bottom: 1.25rem;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 60px;
  height: 60px;
  background: rgba(219, 0, 17, 0.1);
  border-radius: 12px;
}

/* Modern Benefit Cards (Actually Pay You Back) */
.modern-benefits-grid {
  display: flex;
  flex-direction: column;
  gap: 1.5rem;
  max-width: 500px;
  margin: 0 auto;
}

.modern-benefit-card {
  background: white;
  border-radius: 20px;
  padding: 2rem;
  box-shadow: 0 10px 30px rgba(0,0,0,0.05);
  border: 1px solid rgba(0,0,0,0.05);
  transition: transform 0.3s ease, box-shadow 0.3s ease;
  position: relative;
  text-align: left;
}

.modern-benefit-card:hover {
  transform: translateY(-5px);
  box-shadow: 0 15px 35px rgba(0,0,0,0.1);
}

.featured-benefit {
  border: 1px solid rgba(219, 0, 17, 0.1);
  box-shadow: 0 15px 40px rgba(219, 0, 17, 0.1);
}

.modern-benefit-icon {
  width: 50px;
  height: 50px;
  border-radius: 12px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.25rem;
  margin-bottom: 1.5rem;
  color: white;
}

.icon-blue { background: linear-gradient(135deg, #6366f1, #818cf8); }
.icon-purple { background: linear-gradient(135deg, #a855f7, #c084fc); }
.icon-cyan { background: linear-gradient(135deg, #06b6d4, #22d3ee); }
.icon-pink { background: linear-gradient(135deg, #ec4899, #f472b6); }
.icon-blue-alt { background: linear-gradient(135deg, #3b82f6, #60a5fa); }

.modern-benefit-card h3 {
  font-size: 1.5rem;
  margin-bottom: 0.5rem;
}

.modern-benefit-card p {
  color: var(--text-light);
  font-size: 1rem;
  margin: 0;
}

/* Card Specifications Card */
.specs-card {
  max-width: 500px;
  margin: 0 auto;
  background: white;
  border-radius: 24px;
  overflow: hidden;
  box-shadow: 0 15px 40px rgba(0,0,0,0.06);
  border: 1px solid rgba(0,0,0,0.04);
  transition: transform 0.4s cubic-bezier(0.175, 0.885, 0.32, 1.275), box-shadow 0.4s ease;
}

.specs-card:hover {
  transform: translateY(-10px);
  box-shadow: 0 30px 70px rgba(0,0,0,0.12);
}

.specs-card-header {
  background: linear-gradient(135deg, rgba(219, 0, 17, 0.06) 0%, rgba(255, 255, 255, 1) 100%);
  padding: 2rem;
  display: flex;
  align-items: center;
  gap: 1.5rem;
  border-bottom: 1px solid rgba(0,0,0,0.03);
  position: relative;
  overflow: hidden;
}

.specs-card-header::after {
  content: '';
  position: absolute;
  top: -50%;
  left: -50%;
  width: 200%;
  height: 200%;
  background: linear-gradient(45deg, transparent, rgba(255,255,255,0.3), transparent);
  transform: rotate(45deg);
  animation: shine 4s infinite;
}

@keyframes shine {
  0% { left: -100%; }
  20% { left: 100%; }
  100% { left: 100%; }
}

.specs-icon-box {
  width: 50px;
  height: 50px;
  background: white;
  border-radius: 12px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.5rem;
  color: var(--primary);
  box-shadow: 0 4px 12px rgba(0,0,0,0.05);
  transition: transform 0.3s ease;
}

.specs-card:hover .specs-icon-box {
  transform: scale(1.1) rotate(-5deg);
}

.specs-header-text h3 {
  margin: 0;
  font-size: 1.25rem;
  color: var(--text-color);
}

.specs-header-text p {
  margin: 0;
  font-size: 0.85rem;
  color: var(--text-light);
}

.specs-rows {
  padding: 0.5rem 0;
}

.specs-row {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 1.25rem 2rem;
  border-bottom: 1px solid rgba(0,0,0,0.03);
  transition: background 0.3s ease, padding-left 0.3s ease;
}

.specs-row:hover {
  background: rgba(219, 0, 17, 0.02);
  padding-left: 2.25rem;
}

.specs-row:last-child {
  border-bottom: none;
}

.specs-row-left {
  display: flex;
  align-items: center;
  gap: 1.25rem;
  color: #444;
  font-weight: 500;
  font-size: 0.95rem;
}

.row-icon {
  width: 40px;
  height: 40px;
  background: #fdfdfd;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--primary);
  font-size: 1rem;
  border: 1px solid rgba(0,0,0,0.03);
  transition: all 0.4s ease;
}

.specs-row:hover .row-icon {
  transform: rotate(360deg);
  background: var(--primary);
  color: white;
  box-shadow: 0 5px 15px rgba(219, 0, 17, 0.2);
}

.specs-row-right {
  text-align: right;
  display: flex;
  flex-direction: column;
  font-weight: 700;
}

.highlight-red {
  color: var(--primary);
}

.specs-row-right small {
  font-size: 0.75rem;
  color: var(--text-light);
  font-weight: 400;
  margin-top: 2px;
}

/* How It Works (Steps) */
.steps-container {
  display: flex;
  flex-direction: column;
  gap: 1.5rem;
  max-width: 650px;
  margin: 0 auto;
}

.step {
  display: flex;
  align-items: center;
  gap: 2rem;
  padding: 1.75rem 2rem;
  background: white;
  border-radius: 24px;
  box-shadow: 0 4px 15px rgba(0,0,0,0.02);
  transition: all 0.4s cubic-bezier(0.175, 0.885, 0.32, 1.275);
  border: 1px solid rgba(0,0,0,0.03);
  text-align: left;
}

.step:hover {
  transform: translateX(15px);
  box-shadow: 0 15px 35px rgba(0,0,0,0.07);
}

.step-number {
  width: 55px;
  height: 55px;
  border-radius: 18px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 800;
  font-size: 1.5rem;
  color: white;
  flex-shrink: 0;
  box-shadow: 0 8px 20px rgba(0,0,0,0.1);
  transition: transform 0.6s ease;
}

.step:hover .step-number {
  transform: scale(1.15) rotate(10deg);
}

/* Colorful step backgrounds */
.step:nth-child(1) .step-number { background: linear-gradient(135deg, #ff416c, #ff4b2b); }
.step:nth-child(2) .step-number { background: linear-gradient(135deg, #4776e6, #8e54e9); }
.step:nth-child(3) .step-number { background: linear-gradient(135deg, #00b09b, #96c93d); }

.step-content h3 {
  margin-bottom: 0.3rem;
  font-size: 1.4rem;
  color: var(--text-color);
}

.step-content p {
  margin: 0;
  font-size: 1rem;
  color: var(--text-light);
  line-height: 1.5;
}

/* Accordion (FAQ) */
.faq-container {
  max-width: 800px;
  margin: 0 auto;
}

.accordion-item {
  background: white;
  border: 1px solid rgba(0,0,0,0.05);
  border-radius: 20px;
  margin-bottom: 1.25rem;
  overflow: hidden;
  box-shadow: 0 4px 15px rgba(0,0,0,0.02);
  transition: all 0.3s ease;
}

.accordion-item:hover {
  border-color: rgba(219, 0, 17, 0.2);
  box-shadow: 0 12px 35px rgba(219, 0, 17, 0.06);
  transform: translateY(-4px);
}

.accordion-header {
  width: 100%;
  text-align: left;
  padding: 1.75rem 2rem;
  background: none;
  border: none;
  font-size: 1.15rem;
  font-weight: 600;
  color: var(--text-color);
  cursor: pointer;
  display: flex;
  justify-content: space-between;
  align-items: center;
  transition: all 0.3s ease;
}

.accordion-header i {
  width: 38px;
  height: 38px;
  background: #fdfdfd;
  border: 1px solid rgba(0,0,0,0.04);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 0.9rem;
  color: var(--primary);
  transition: all 0.4s cubic-bezier(0.175, 0.885, 0.32, 1.275);
}

.accordion-header.active {
  color: var(--primary);
  background: linear-gradient(90deg, rgba(219, 0, 17, 0.04) 0%, transparent 100%);
}

.accordion-header.active i {
  transform: rotate(180deg);
  background: var(--primary);
  color: white;
  box-shadow: 0 5px 15px rgba(219, 0, 17, 0.3);
}

.accordion-content {
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.5s cubic-bezier(0.4, 0, 0.2, 1);
  background: #fafafa;
}

.accordion-content p {
  padding: 1.5rem 2rem 2rem;
  margin: 0;
  color: var(--text-light);
  font-size: 1rem;
  line-height: 1.7;
  border-top: 1px solid rgba(219, 0, 17, 0.05);
}

/* Dark Section & FAQ Theme */
.section-dark {
  background-color: #070707;
  padding: 6rem 5%;
}

.section-dark .accordion-item {
  background: #121212;
  border: 1px solid rgba(255, 255, 255, 0.05);
  border-radius: 12px;
  box-shadow: none;
}

.section-dark .accordion-item:hover {
  border-color: rgba(142, 45, 226, 0.4);
  background: #161616;
  transform: scale(1.01);
}

.section-dark .accordion-header {
  color: white;
  padding: 1.5rem 2rem;
  font-weight: 500;
}

.section-dark .accordion-header i {
  background: transparent;
  border: none;
  color: #ff4d00; /* Orange/Red chevron */
  font-size: 1.1rem;
}

.section-dark .accordion-header.active {
  background: linear-gradient(90deg, rgba(142, 45, 226, 0.15) 0%, transparent 100%);
}

.section-dark .accordion-content {
  background: #161616;
}

.section-dark .accordion-content p {
  color: #aaa;
  border-top: 1px solid rgba(255, 255, 255, 0.05);
}

/* RuPay Cashback Card Section */
.rupay-container {
  display: flex;
  gap: 4rem;
  align-items: center;
  max-width: 1100px;
  margin: 0 auto;
}

/* On desktop: image on right, text on left */
.rupay-reversed {
  flex-direction: row-reverse;
}

.rupay-image {
  flex: 1;
  display: flex;
  justify-content: center;
}

.rupay-image img {
  width: 100%;
  max-width: 280px;
  height: auto;
  border-radius: 20px;
  box-shadow: 0 30px 60px rgba(0, 0, 0, 0.25);
  filter: contrast(1.1) saturate(1.05);
  transition: transform 0.4s ease, box-shadow 0.4s ease;
}

.rupay-image img:hover {
  transform: translateY(-12px) rotate(2deg);
  box-shadow: 0 40px 70px rgba(0, 0, 0, 0.3);
}

.rupay-details {
  flex: 1.2;
}

.rupay-highlight {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1rem;
  margin-bottom: 2rem;
}

.highlight-item {
  background: #fff;
  border: 1px solid rgba(0,0,0,0.08);
  border-radius: 12px;
  padding: 1.25rem 1rem;
  text-align: center;
  box-shadow: var(--shadow-sm);
}

.highlight-value {
  display: block;
  font-size: 2rem;
  font-weight: 800;
  color: var(--primary);
  line-height: 1;
  margin-bottom: 0.4rem;
}

.highlight-label {
  font-size: 0.8rem;
  color: var(--text-light);
  font-weight: 500;
}

.rupay-feature-list {
  display: flex;
  flex-direction: column;
  gap: 0.85rem;
}

.rupay-feature-item {
  display: flex;
  align-items: center;
  gap: 0.875rem;
  font-size: 0.95rem;
  color: var(--text-color);
}

.rupay-feature-item i {
  color: var(--primary);
  font-size: 1.1rem;
  flex-shrink: 0;
}



/* TravelOne Section */
.travelone-container {
  display: flex;
  gap: 4rem;
  align-items: center;
  max-width: 1100px;
  margin: 0 auto;
}

.travelone-image {
  flex: 1;
  display: flex;
  justify-content: center;
}

.travelone-image img {
  width: 100%;
  max-width: 350px;
  border-radius: 20px;
  box-shadow: 0 20px 40px rgba(0,0,0,0.2);
  transition: transform 0.3s ease;
}

.travelone-image img:hover {
  transform: translateY(-10px);
}

.travelone-benefits {
  flex: 1;
  display: grid;
  grid-template-columns: 1fr;
  gap: 1rem;
}

.benefit-card {
  background: white;
  padding: 1.25rem 1.5rem;
  border-radius: 12px;
  box-shadow: var(--shadow-sm);
  border-left: 4px solid #1A1A1A; /* Black edge to match card */
  transition: transform 0.2s ease;
}

.benefit-card:hover {
  transform: translateX(5px);
}

.benefit-card h4 {
  margin-bottom: 0.25rem;
  font-size: 1.1rem;
}

.benefit-card p {
  margin: 0;
  font-size: 0.9rem;
}

.benefit-code {
  display: inline-block;
  margin-top: 0.5rem;
  background: #f0f0f0;
  padding: 0.25rem 0.5rem;
  border-radius: 4px;
  font-weight: 600;
  font-size: 0.8rem;
  color: #333;
}

/* Footer */
footer {
  background: #111;
  color: white;
  padding: 4rem 5% 2rem;
}

.footer-content {
  display: flex;
  flex-direction: column;
  align-items: center;
  text-align: center;
  margin-bottom: 3rem;
}

.footer-logo {
  font-size: 1.5rem;
  font-weight: 800;
  color: white;
  margin-bottom: 1rem;
}

.footer-logo span {
  color: var(--primary);
}

.footer-links {
  display: flex;
  gap: 2rem;
  margin: 1.5rem 0;
}

.footer-links a {
  color: #888;
  transition: var(--transition);
}

.footer-links a:hover {
  color: white;
}

.footer-bottom {
  text-align: center;
  padding-top: 2rem;
  border-top: 1px solid #333;
  color: #666;
  font-size: 0.875rem;
}

/* Why Choose Us Section */
.why-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(240px, 1fr));
  gap: 2rem;
  max-width: 1100px;
  margin: 0 auto;
}

.why-card {
  background: white;
  padding: 3rem 2rem;
  border-radius: 24px;
  text-align: center;
  box-shadow: 0 4px 20px rgba(0,0,0,0.02);
  border: 1px solid rgba(0,0,0,0.03);
  transition: all 0.4s cubic-bezier(0.175, 0.885, 0.32, 1.275);
  position: relative;
  overflow: hidden;
}

.why-card::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  width: 100%;
  height: 4px;
  background: var(--primary);
  transform: scaleX(0);
  transition: transform 0.4s ease;
  transform-origin: left;
}

.why-card:hover::before {
  transform: scaleX(1);
}

.why-card:hover {
  transform: translateY(-15px);
  box-shadow: 0 20px 40px rgba(219, 0, 17, 0.1);
}

.why-icon-box {
  width: 70px;
  height: 70px;
  background: rgba(219, 0, 17, 0.06);
  color: var(--primary);
  border-radius: 20px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  font-size: 1.75rem;
  margin-bottom: 2rem;
  transition: all 0.5s ease;
}

.why-card:hover .why-icon-box {
  background: var(--primary);
  color: white;
  transform: rotateY(360deg) scale(1.1);
  box-shadow: 0 10px 20px rgba(219, 0, 17, 0.2);
}

.why-card h3 {
  font-size: 1.25rem;
  margin-bottom: 0.75rem;
  color: var(--text-color);
  transition: color 0.3s ease;
}

.why-card:hover h3 {
  color: var(--primary);
}

.why-card p {
  font-size: 0.95rem;
  color: var(--text-light);
  margin: 0;
  line-height: 1.6;
}

/* CTA Section */
.cta-section {
  padding: 4rem 5%;
}

.cta-card {
  max-width: 700px;
  margin: 0 auto;
  text-align: center;
  padding: 4rem 3rem;
  border-radius: 24px;
  background: linear-gradient(135deg, rgba(255, 200, 200, 0.5) 0%, rgba(255, 230, 230, 0.8) 50%, rgba(255, 245, 245, 0.9) 100%);
  box-shadow: 0 10px 40px rgba(219, 0, 17, 0.08);
}

.cta-card h2 {
  font-size: 2rem;
  margin-bottom: 1rem;
}

.cta-card p {
  font-size: 1.05rem;
  color: var(--text-light);
  margin-bottom: 2rem;
  max-width: 400px;
  margin-left: auto;
  margin-right: auto;
}

.cta-btn {
  padding: 1rem 2.5rem;
  font-size: 1.1rem;
  border-radius: 50px;
  box-shadow: 0 8px 25px rgba(219, 0, 17, 0.3);
}

.cta-btn:hover {
  box-shadow: 0 12px 30px rgba(219, 0, 17, 0.4);
}

.trust-badges {
  display: flex;
  justify-content: center;
  gap: 1.5rem;
  margin-top: 2rem;
  flex-wrap: wrap;
}

.trust-badge {
  display: flex;
  align-items: center;
  gap: 0.5rem;
  background: white;
  padding: 0.5rem 1rem;
  border-radius: 50px;
  font-size: 0.85rem;
  font-weight: 500;
  color: var(--text-color);
  box-shadow: 0 2px 8px rgba(0,0,0,0.06);
}

.trust-badge i {
  color: var(--primary);
  font-size: 0.9rem;
}

/* ===================== RESPONSIVE ===================== */

/* Tablet */
@media (max-width: 992px) {
  .logo-subtext { display: none; }

  /* Hero: image shows on TOP on tablet/mobile — natural HTML order */
  .hero {
    flex-direction: column; /* image (first in HTML) naturally appears on top */
    text-align: center;
    padding: 5rem 5% 3rem;
    min-height: auto;
  }
  .hero-content {
    padding-right: 0;
  }
  .hero-image {
    margin: 2rem -5% 3rem;
    width: 110%;
    height: 220px;
    padding: 0;
    flex: none;
  }
  .stack-card {
    width: 200px;
  }
  @keyframes slideRow {
    0% { transform: translateX(0); }
    100% { transform: translateX(calc(-200px * 3 - 1.5rem * 3)); }
  }
  .hero-subtitle {
    margin: 0 auto 2rem;
  }
  .hero-btns {
    justify-content: center;
  }

  /* Card sections — all go column on mobile, image on top */
  .rupay-container,
  .rupay-reversed,
  .travelone-container {
    flex-direction: column !important;
    gap: 2rem;
  }
  .rupay-container .rupay-image,
  .rupay-reversed .rupay-image,
  .travelone-container .travelone-image {
    order: -1;
    text-align: center;
  }
  .rupay-highlight {
    grid-template-columns: repeat(3, 1fr);
  }
}

/* Mobile */
@media (max-width: 768px) {
  h1 { font-size: 2rem; }
  h2 { font-size: 1.6rem; }
  h3 { font-size: 1.2rem; }

  .section { padding: 3rem 4%; }
  .section-header { margin-bottom: 2rem; }

  /* Hamburger menu */
  .hamburger { display: block; }

  .nav-links {
    position: absolute;
    top: 100%;
    left: 0;
    width: 100%;
    background: var(--glass-bg);
    backdrop-filter: blur(12px);
    flex-direction: column;
    padding: 1.5rem 0;
    box-shadow: var(--shadow-md);
    clip-path: polygon(0 0, 100% 0, 100% 0, 0 0);
    transition: clip-path 0.35s ease;
    gap: 0;
  }
  .nav-links li {
    width: 100%;
    text-align: center;
    padding: 0.75rem 0;
    border-bottom: 1px solid rgba(0,0,0,0.05);
  }
  .nav-links.active {
    clip-path: polygon(0 0, 100% 0, 100% 100%, 0 100%);
  }

  /* Buttons full width on mobile */
  .hero-btns {
    flex-direction: column;
    align-items: center;
    gap: 0.75rem;
  }
  .hero-btns .btn {
    width: 100%;
    max-width: 300px;
  }

  /* Hero */
  .hero-image img { max-width: 340px; }

  /* Featured Card Image */
  .featured-card-container {
    margin-bottom: 2rem;
  }
  .featured-card-img {
    max-width: 100%;
    width: 95%;
  }

  /* Grid: single column */
  .grid {
    grid-template-columns: 1fr;
    gap: 1.25rem;
  }
  .card { padding: 1.5rem; }

  /* Highlights: 1 column */
  .rupay-highlight {
    grid-template-columns: 1fr;
    gap: 0.75rem;
  }
  .highlight-value { font-size: 1.6rem; }

  /* Card images */
  .rupay-image img { max-width: 220px; }
  .travelone-image img { max-width: 220px; }

  /* Benefit items */
  .benefit-item {
    flex-direction: column;
    text-align: center;
    gap: 0.75rem;
  }

  /* Accordion */
  .accordion-header {
    font-size: 1rem;
    padding: 1.25rem;
  }

  /* Footer */
  .footer-links {
    flex-direction: column;
    gap: 0.75rem;
    align-items: center;
  }

  /* CTA */
  .cta-card {
    padding: 3rem 1.5rem;
  }
  .cta-card h2 {
    font-size: 1.6rem;
  }
  .trust-badges {
    flex-direction: column;
    align-items: center;
    gap: 0.75rem;
  }
}

/* Small mobile */
@media (max-width: 400px) {
  h1 { font-size: 1.75rem; }
  h2 { font-size: 1.4rem; }
  .navbar { padding: 1rem 4%; }
  .section { padding: 2.5rem 4%; }
  .rupay-image img { max-width: 180px; }
  .travelone-image img { max-width: 180px; }
  .hero-image { height: 180px; margin-bottom: 3rem; }
  .stack-card { width: 160px; }
  @keyframes slideRow {
    0% { transform: translateX(0); }
    100% { transform: translateX(calc(-160px * 3 - 1.5rem * 3)); }
  }
}
